Tori Spelling Secretly Freaking Out Over Baby No. 5

Tori Spelling has been wrapped up in a financial nightmare with husband Dean McDermott, but the cash-strapped couple is going to have another mouth to feed!

According to PEOPLE, Tori is expecting her fifth child with Dean — adding to Liam, 9, Stella, 8, Hattie, 5, and Finn 4, plus Dean's son from another marriage, Jack, 18.

"It was a total surprise," Tori told PEOPLE. "Dean was saying, 'We just got Finn out of diapers; I thought we were in the clear!" Tori added, "For the first time this year, they're all in school. So it's like, wow. We're basically starting over."

But Star readers were first tipped off back in June that Tori may have had a baby on board. Whispers that Tori, 43, and Dean, 49, would be welcoming their fifth child together began with an unexpected request.

"Tori has been very strict about loose comfortable clothing recently," an insider told Star in June. "Her stylists were told not to pick out anything that would be too clingy or tight around her midsection."

"Tori and Dean try to make money on everything they do, even their kids," the source told Star, noting how the cash-strapped couple live off of credit cards and Tori's mom Candy's charity. "I mean she had the older ones pose with products to plug on social media for freebies all the time. This is Tori and Dean's MO."

Although that's not to say it's been easy. "[I can't handle] having to take care of so many people financially," Tori once admitted. Do you think Dean and Tori are secretly freaking out about their financial situation amid their baby joy? Tweet us your thoughts!